{"id":23542,"date":"2026-08-24T10:19:26","date_gmt":"2026-08-24T10:19:26","guid":{"rendered":"https:\/\/source.kitsid.com\/bsite\/payment-policy\/"},"modified":"2026-11-07T03:35:10","modified_gmt":"2026-11-07T03:35:10","slug":"payment-methods","status":"publish","type":"page","link":"https:\/\/phaelun.com\/bsite\/payment-methods\/","title":{"rendered":"Payment Methods"},"content":{"rendered":"<style>\n<p>:root{\n  --theme-primary:#0F766E;\n  --theme-secondary:#14B8A6;\n  --text:#202225;--body:#50555a;--muted:#757b80;--rule:#e2e5e8;--rule-soft:#f0f1f2;--soft:#fafbfb;--soft-2:#f6f7f7;\n}\n\n\n\nmain{width:min(1040px,calc(100% - 92px));margin:0 auto;padding:40px 0 74px}\n.meta{display:flex;flex-wrap:wrap;gap:7px 26px;margin:0 0 31px;padding:0 0 14px;border-bottom:1px solid var(--rule);font-size:13.5px;line-height:1.5;color:var(--muted)}\n.meta strong{color:var(--text);font-weight:700}\nsection{position:relative;margin:0 0 32px;padding:0 0 27px;border-bottom:1px solid var(--rule-soft)}\nsection:last-child{margin-bottom:0;padding-bottom:0;border-bottom:0}.entry-content h3{display:flex;align-items:flex-start;gap:12px;margin:0 0 13px;padding:0;font-size:18.5px;line-height:1.42;font-weight:700;color:var(--text);letter-spacing:0}\nh3 .n{flex:0 0 auto;display:inline-flex;align-items:center;justify-content:center;min-width:30px;height:24px;margin-top:1px;padding:0 7px;border:1px solid var(--rule);border-left:3px solid var(--theme-primary);border-radius:2px;background:#fff;color:var(--theme-secondary);font-size:10.5px;line-height:1;font-weight:800;letter-spacing:.08em}\nh3:after{content:\"\";display:block;flex:1;height:1px;margin:12px 0 0 2px;background:linear-gradient(90deg,var(--rule),transparent)}.entry-content p{margin:0 0 10px;color:var(--body)}\np:last-child{margin-bottom:0}\nstrong{color:#16181a;font-weight:700}.entry-content a{color:var(--theme-primary);text-decoration-thickness:1px;text-underline-offset:3px}\na:focus-visible{outline:2px solid var(--theme-secondary);outline-offset:3px;border-radius:2px}.entry-content ul,.entry-content ol{margin:9px 0 12px;padding-left:22px;color:var(--body)}.entry-content li{margin:4px 0}\n.note{margin:13px 0;padding:11px 14px;background:var(--soft);border:1px solid var(--rule-soft);border-left:3px solid var(--theme-secondary);border-radius:2px}\n.box-list{display:grid;gap:9px;margin:13px 0 3px}\n.box{position:relative;padding:12px 14px 12px 17px;background:#fff;border:1px solid var(--rule-soft);border-radius:2px}\n.box:before{content:\"\";position:absolute;left:0;top:12px;bottom:12px;width:2px;background:var(--theme-primary)}\n.box:nth-child(even):before{background:var(--theme-secondary)}\n.box p{margin:0}\n.split{display:grid;grid-template-columns:1fr 1fr;gap:36px}\n.table-wrap{overflow-x:auto;margin:13px 0 4px;border-top:2px solid var(--theme-primary);border-bottom:1px solid var(--rule);background:#fff}.entry-content table{border-collapse:collapse;width:100%;min-width:640px;background:#fff}.entry-content th,.entry-content td{padding:11px 13px;text-align:left;vertical-align:top;border-bottom:1px solid var(--rule-soft)}.entry-content th{font-weight:700;color:var(--text);background:var(--soft-2)}\ntr:last-child td{border-bottom:0}\n.timeline{position:relative;display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin:15px 0 18px;border-top:1px solid var(--rule);border-bottom:1px solid var(--rule)}\n.step{position:relative;min-height:94px;padding:15px 17px 13px;border-right:1px solid var(--rule-soft);background:#fff}\n.step:last-child{border-right:0}\n.step:before{content:\"\";position:absolute;left:17px;top:-4px;width:7px;height:7px;border-radius:50%;background:var(--theme-primary)}\n.step:nth-child(even):before{background:var(--theme-secondary)}\n.step strong{display:block;margin:0 0 5px;font-size:14px;line-height:1.4;color:var(--text)}\n.step span{display:block;font-size:14.5px;line-height:1.55;color:var(--body)}\n.faq-item{position:relative;margin:0 0 15px;padding:0 0 15px 18px;border-bottom:1px solid var(--rule-soft)}\n.faq-item:last-child{margin-bottom:0;padding-bottom:0;border-bottom:0}\n.faq-item:before{content:\"\";position:absolute;left:0;top:5px;width:5px;height:5px;border-radius:50%;background:var(--theme-primary)}\n.faq-item:nth-child(even):before{background:var(--theme-secondary)}\n.faq-q{margin:0 0 5px;padding:0;font-weight:700;color:var(--text)}\n.faq-a{margin:0;color:var(--body)}\n.cards6{display:grid;grid-template-columns:repeat(3,1fr);gap:12px 14px;margin:15px 0 18px}\n.pay-card{min-height:110px;display:flex;align-items:center;justify-content:center;padding:12px 14px;background:#fff;border:1px solid var(--rule);border-top:2px solid var(--theme-primary);border-radius:3px}\n.pay-card:nth-child(even){border-top-color:var(--theme-secondary)}\n.pay-card svg{display:block;width:100%;max-width:225px;height:68px}\n.small{font-size:14px;color:var(--muted)}\n@media(max-width:760px){\n  main{width:min(100% - 30px,1040px);padding:30px 0 52px}\n  .meta{gap:6px 16px;margin-bottom:27px}\n  section{margin-bottom:27px;padding-bottom:23px}.entry-content h3{font-size:18px;gap:10px}\n  h3:after{display:none}\n  .split{grid-template-columns:1fr;gap:18px}\n  .timeline{grid-template-columns:1fr 1fr}\n  .step:nth-child(2){border-right:0}\n  .step:nth-child(-n+2){border-bottom:1px solid var(--rule-soft)}\n  .cards6{grid-template-columns:1fr 1fr;gap:10px}\n  .pay-card{min-height:98px;padding:10px}\n  .pay-card svg{height:60px}\n}\n@media(max-width:480px){\n  main{width:calc(100% - 26px)}\n  .timeline,.cards6{grid-template-columns:1fr}\n  .step{border-right:0;border-bottom:1px solid var(--rule-soft)}\n  .step:last-child{border-bottom:0}\n}\n@media(prefers-reduced-motion:reduce){}<\/p>\n<\/style>\n<div>\n<div class=\"meta\"><span><strong>Last Updated:<\/strong> 7 November 2026<\/span><span><strong>Brand:<\/strong> PhaeLun<\/span><\/div>\n<section>\n<h3><span class=\"n\">01<\/span>Transaction Currency<\/h3>\n<p>Transactions are charged in <strong>$<\/strong>. If your payment account uses another currency, your bank or card issuer may apply its own exchange rate or cross-border charges.<\/p>\n<\/section>\n<section>\n<h3><span class=\"n\">02<\/span>Accepted Card Payments<\/h3>\n<div class=\"cards6\">\n<div class=\"pay-card\"><svg aria-label=\"Visa\" role=\"img\" viewbox=\"0 0 250 74\"><rect fill=\"#fff\" height=\"66\" rx=\"12\" stroke=\"#d8e0e7\" width=\"242\" x=\"4\" y=\"4\"><\/rect><text fill=\"#1434CB\" font-family=\"Arial\" font-size=\"34\" font-weight=\"700\" text-anchor=\"middle\" x=\"125\" y=\"49\">VISA<\/text><\/svg><\/div>\n<div class=\"pay-card\"><svg aria-label=\"Mastercard\" role=\"img\" viewbox=\"0 0 250 74\"><rect fill=\"#fff\" height=\"66\" rx=\"12\" stroke=\"#d8e0e7\" width=\"242\" x=\"4\" y=\"4\"><\/rect><circle cx=\"112\" cy=\"32\" fill=\"#EB001B\" r=\"19\"><\/circle><circle cx=\"138\" cy=\"32\" fill=\"#F79E1B\" r=\"19\"><\/circle><text fill=\"#111\" font-family=\"Arial\" font-size=\"12\" font-weight=\"700\" text-anchor=\"middle\" x=\"125\" y=\"61\">mastercard<\/text><\/svg><\/div>\n<div class=\"pay-card\"><svg aria-label=\"American Express\" role=\"img\" viewbox=\"0 0 250 74\"><rect fill=\"#fff\" height=\"66\" rx=\"12\" stroke=\"#d8e0e7\" width=\"242\" x=\"4\" y=\"4\"><\/rect><rect fill=\"#2F77BC\" height=\"43\" rx=\"8\" width=\"158\" x=\"46\" y=\"16\"><\/rect><text fill=\"#fff\" font-family=\"Arial\" font-size=\"16\" font-weight=\"700\" text-anchor=\"middle\" x=\"125\" y=\"35\">AMERICAN<\/text><text fill=\"#fff\" font-family=\"Arial\" font-size=\"16\" font-weight=\"700\" text-anchor=\"middle\" x=\"125\" y=\"53\">EXPRESS<\/text><\/svg><\/div>\n<div class=\"pay-card\"><svg aria-label=\"JCB\" role=\"img\" viewbox=\"0 0 250 74\"><rect fill=\"#fff\" height=\"66\" rx=\"12\" stroke=\"#d8e0e7\" width=\"242\" x=\"4\" y=\"4\"><\/rect><rect fill=\"#1155A5\" height=\"42\" rx=\"6\" width=\"30\" x=\"77\" y=\"17\"><\/rect><rect fill=\"#D71920\" height=\"42\" rx=\"6\" width=\"30\" x=\"110\" y=\"17\"><\/rect><rect fill=\"#0B8F45\" height=\"42\" rx=\"6\" width=\"30\" x=\"143\" y=\"17\"><\/rect><text fill=\"#fff\" font-family=\"Arial\" font-size=\"22\" font-weight=\"700\" text-anchor=\"middle\" x=\"92\" y=\"46\">J<\/text><text fill=\"#fff\" font-family=\"Arial\" font-size=\"22\" font-weight=\"700\" text-anchor=\"middle\" x=\"125\" y=\"46\">C<\/text><text fill=\"#fff\" font-family=\"Arial\" font-size=\"22\" font-weight=\"700\" text-anchor=\"middle\" x=\"158\" y=\"46\">B<\/text><\/svg><\/div>\n<div class=\"pay-card\"><svg aria-label=\"Discover\" role=\"img\" viewbox=\"0 0 250 74\"><rect fill=\"#fff\" height=\"66\" rx=\"12\" stroke=\"#d8e0e7\" width=\"242\" x=\"4\" y=\"4\"><\/rect><text fill=\"#111\" font-family=\"Arial\" font-size=\"24\" font-weight=\"700\" text-anchor=\"middle\" x=\"112\" y=\"43\">DISCOVER<\/text><\/svg><\/div>\n<div class=\"pay-card\"><svg aria-label=\"Diners Club\" role=\"img\" viewbox=\"0 0 250 74\"><rect fill=\"#fff\" height=\"66\" rx=\"12\" stroke=\"#d8e0e7\" width=\"242\" x=\"4\" y=\"4\"><\/rect><circle cx=\"92\" cy=\"37\" fill=\"#0A79BE\" r=\"22\"><\/circle><rect fill=\"#fff\" height=\"30\" rx=\"7\" width=\"14\" x=\"85\" y=\"22\"><\/rect><text fill=\"#111\" font-family=\"Arial\" font-size=\"15\" font-weight=\"700\" text-anchor=\"middle\" x=\"158\" y=\"34\">DINERS<\/text><text fill=\"#111\" font-family=\"Arial\" font-size=\"15\" font-weight=\"700\" text-anchor=\"middle\" x=\"158\" y=\"52\">CLUB<\/text><\/svg><\/div>\n<\/div>\n<\/section>\n<section>\n<h3><span class=\"n\">03<\/span>Payment Processing<\/h3>\n<p>Card payments are processed through <strong>Stripe<\/strong>. The payment options shown on the Payment or Checkout page determine which methods are available for a transaction.<\/p>\n<p>Additional payment options may be available where displayed on the Payment or Checkout page.<\/p>\n<\/section>\n<section>\n<h3><span class=\"n\">04<\/span>Payment Security<\/h3>\n<p>Payments are handled through secure payment flows provided by <strong>Stripe<\/strong> and other checkout components where applicable.<\/p>\n<p>For your protection, <strong>do not send a full card number, CVV, CVC, PIN or security code by ordinary customer-service email<\/strong>.<\/p>\n<\/section>\n<section>\n<h3><span class=\"n\">05<\/span>Authorization and Declined Payments<\/h3>\n<p>A payment may require authorization from your card issuer or payment provider. A transaction may be declined because of issuer rules, insufficient funds, security checks, incorrect payment details or other provider controls.<\/p>\n<p>If a payment is declined, check the information entered and contact your bank or card issuer if needed.<\/p>\n<\/section>\n<section>\n<h3><span class=\"n\">06<\/span>Taxes and Displayed Prices<\/h3>\n<p>Displayed product prices <strong>include applicable tax<\/strong> according to the website\u2019s pricing configuration. This does not mean that all customs or import charges for every destination are prepaid.<\/p>\n<\/section>\n<section>\n<h3><span class=\"n\">07<\/span>Disputes and Chargebacks<\/h3>\n<p>If you believe a charge is incorrect, duplicated, unauthorised or disputed, contact <strong>support@phaelun.com<\/strong> as soon as reasonably possible with your order number and a description of the issue.<\/p>\n<p>We will review the order and payment records and may request reasonable information needed to investigate. Where a dispute or chargeback has already been opened with your card issuer, processing may also depend on the issuer\u2019s or payment provider\u2019s procedures.<\/p>\n<p>Contacting customer support does not limit any right you may have to raise a payment dispute with your bank, card issuer or other competent provider under applicable rules.<\/p>\n<\/section>\n<section>\n<h3><span class=\"n\">08<\/span>Refunds<\/h3>\n<p>Approved refunds generally return to the <strong>original payment method<\/strong>. Our internal refund-processing target is within <strong>7 business days<\/strong> after return review, subject to any mandatory statutory refund deadline.<\/p>\n<\/section>\n<section>\n<h3><span class=\"n\">09<\/span>Safe Payment Communication<\/h3>\n<p>Support may ask for order references or limited transaction details needed to identify a payment. <strong>Never email full card credentials or security codes.<\/strong><\/p>\n<\/section>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Last Updated: Brand: 01Transaction Currency Transactions are charged in . If your payment account uses another currency, your bank or card issuer may apply its own exchange rate or cross-border charges. 02Accepted Card Payments VISA mastercard AMERICANEXPRESS JCB DISCOVER DINERSCLUB 03Payment Processing Card payments are processed through Stripe. The payment options shown on the Payment [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-23542","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/phaelun.com\/bsite\/wp-json\/wp\/v2\/pages\/23542","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/phaelun.com\/bsite\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/phaelun.com\/bsite\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/phaelun.com\/bsite\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/phaelun.com\/bsite\/wp-json\/wp\/v2\/comments?post=23542"}],"version-history":[{"count":2,"href":"https:\/\/phaelun.com\/bsite\/wp-json\/wp\/v2\/pages\/23542\/revisions"}],"predecessor-version":[{"id":24229,"href":"https:\/\/phaelun.com\/bsite\/wp-json\/wp\/v2\/pages\/23542\/revisions\/24229"}],"wp:attachment":[{"href":"https:\/\/phaelun.com\/bsite\/wp-json\/wp\/v2\/media?parent=23542"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}